Terms and Conditions

Welcome to Wiselivinghub. These Terms and Conditions govern your use of our accounting services and website. By accessing our services, you agree to be bound by these terms. Please read them carefully before engaging with our services.

1. Acceptance of Terms

By accessing or using the services provided by Wiselivinghub, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, you must not use our services.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services following any changes constitutes acceptance of those changes.

2. Services Description

Wiselivinghub provides professional accounting and bookkeeping services, including but not limited to:

• Financial statement preparation and analysis
• Tax preparation and planning services
• Bookkeeping and payroll management
• Business advisory and consulting services
• Compliance and regulatory reporting
• Financial audit support and documentation

All services are provided in accordance with applicable professional standards and regulations. The specific scope of services will be detailed in individual engagement letters or service agreements.

3. Client Responsibilities

As a client of Wiselivinghub, you agree to:

• Provide accurate, complete, and timely information necessary for the provision of services
• Maintain proper documentation and records as required by law
• Respond promptly to requests for information or clarification
• Pay all fees and charges in accordance with agreed payment terms
• Inform us immediately of any changes to your business circumstances that may affect our services
• Comply with all applicable laws and regulations related to your business operations

4. Fees and Payment Terms

Service fees will be agreed upon in writing before commencement of services. Payment terms are as follows:

• Invoices are issued monthly or upon completion of specific projects
• Payment is due within 30 days of invoice date unless otherwise specified
• Late payments may incur interest charges at a rate of 1.5% per month
• We reserve the right to suspend services for accounts with overdue balances
• All fees are exclusive of applicable taxes unless stated otherwise

Additional charges may apply for services requested outside the scope of the original agreement or for expedited service delivery.

5. Confidentiality and Data Protection

We are committed to maintaining the confidentiality of your financial information. All client data is handled in accordance with applicable data protection laws and professional ethical standards. We implement appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, or loss.

We will not disclose your confidential information to third parties except where required by law, with your explicit consent, or as necessary to provide our services (such as to regulatory authorities or tax agencies).

6. Intellectual Property Rights

All materials, documents, templates, and work products created by Wiselivinghub in the course of providing services remain our intellectual property unless otherwise agreed in writing. You are granted a non-exclusive license to use these materials for your internal business purposes only.

You retain all rights to your underlying business data and information provided to us for the purpose of service delivery.

7. Limitation of Liability

While we strive to provide accurate and reliable services, Wiselivinghub's liability is limited to the fees paid for the specific service giving rise to the claim. We shall not be liable for any indirect, consequential, special, or punitive damages arising from our services.

Our liability does not extend to losses resulting from client-provided inaccurate information, failure to follow our recommendations, or circumstances beyond our reasonable control.

8. Professional Standards

All services are provided in accordance with applicable professional accounting standards, ethical guidelines, and regulatory requirements. We maintain professional indemnity insurance as required by our professional body.

In the event of any conflict between these terms and our professional obligations, our professional and regulatory obligations shall take precedence.

9. Termination of Services

Either party may terminate services with 30 days written notice. Upon termination:

• All outstanding fees become immediately due and payable
• We will provide all client documents and records in our possession
• We may retain copies of documents as required by professional standards
• Confidentiality obligations continue after termination

10. Dispute Resolution

Any disputes arising from these terms or our services shall first be addressed through good-faith negotiation. If resolution cannot be achieved, disputes shall be subject to mediation before proceeding to litigation. These terms are governed by the laws of England and Wales, and any legal proceedings shall be conducted in the courts of London.

11. Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, pandemics, or technical failures.

Thank you for choosing Wiselivinghub for your accounting needs. We look forward to serving you with professionalism and excellence.